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Visualizzazione dei post da Gennaio, 2014

NEW YEAR FINANCIAL PLAN

Don't say me nothing, for me December and January are the most expensive months of the year, but since I discover side hustle I am been able to pay also unexpected costs, but in the end of 20143 and the beginning of 2014 I had a lot of unexpected cost that my savings turn back to nothing...so now I am working to rebuild my savings and honestly I would like to have in the end of 2014 at least €3000 on my oersonal savings...I am working hard with day job and also during week end with extra job in the cafe, I decided that for fun stuff expenses I'll use my dog sitting pay, use less is possible car ( usually I am using it only during week end), and yes I am looking and attending free events...when you decide to have a frugal life, this doen't means that you'll have a poor life...it is absolutely wrong, at the beginning I did the same mistake and my social life turn to nothing, then I understood that is possible to have a rich life living on frugal style... and this helped …

FREE THINGS IN ITALY part 5

Our travel to discover new free fun and weird things in Italy continues, and inthis part we'll discover a lot of spots for nature's lovers, we are in the central part of the country and we can admit that it is the most green, and in this spots suggestions there is also my lovely hometown...and Umbria that is my region is called the green heart of Italy and yes youìll really find great green landscapes but also great food, good monuments and a lot of events... I can say that central part of ITaly is my favourite also if I have favourite place also in South and North of Italy:P...




ride along the dirt roads of Sienainfo herereach the Colle Montesiepi with the sword in the stone of St. galgano infoDiscovering the mystery of Etruscan caves along the streets of Pitigliano info hereDream of being on the moon in the Park of biancane inforeturn to the flavors of the past in the Garden of Forgotten Fruits info herewander along the streets of the cribs infojuggling into the ancient  Mazzo…

WHAT YOU SAY AND WHAT REALTOR USUALLY UNDERSTANDS

I'm looking for a house with a nice garden not too big and not too small, I have a deteminated budget and usually I ask if the house owner is available with the option "rent to buy", usually I do researches and fix appointments with with home owner alone but I asked also into real estate agencies, so when I say my list of things I would like to find in a home, what they usually do, fix appointment in new costructions so small that also a smufs would run away...
If I say a determinated location they say me that they have a "great opportunity" infact they have a fab apartment-uhm, I already live in a flat and I'm looking for an house- or they have a nice house but it is very far from town... I worked into real estate agency and I liked it but I neverdid pressure on clients, but I worked hard to find the right house for them, 
When I say: I would like a gardfen into realtor mind the message is: Ouside of town
If  I say I ould like big room like old homes, realtor…

DINNER FOR 6 ON A BUDGET

After Xmas and related festivities, another important day is Valentine's day, for romantic couple where sometimes men try to cook for his other half, other choose a table in a fancy restaurant and other prefer spend that day with other couple, so this is a nice Valentine's menu for  6 persons to host at home keepin on the budget (The total is €25)!!!
Menu
Rustic cake with potatoes and cheeseBreaded cutlets with corn flakesBavarian PineappleOne thing that I liked about this receipes, is that are made with products that usually are already inside your kitchen, so this means that you will don't overbuy and overspend on food...

RUSTIC CAKE:
310 g flour100 g butter4 potatoes 3 onions200 g emmentaler cheese200 ml cream milk1 egg + 1 yolk2 tablespoon of olive oilsalt & pepperCut the butter into small pieces and knead with 300 g of flour and egg yolk, adding a little at a time 1/2 cup of cold water. Work quickly to obtain ina soft texture, then formed a ball, wrap in plastic wrap …

MY MONEY WEEKLY CHECK UP

This past week is been quiet good, I didn't overspent in nothing, I had real meetings with friends and enjoy them, worked all the week end in the cafe and yesterday after work and a looooong shower me and my friend Dom went to cinema to see "The wolf of Wall Street", ok I suppose that it is considerated a good movie, and it is interesting for the first part, fun in some scenes but probably it is a movie that is ok for men...in my personal opinion there is too much sex, drug and nosense things, and the final part is a lot less interesting instead first,  but this is my personal opinion.... But believe me after a entire day of work 3 hours to watch it are too much- I must to admit that also Titanic is more than 3 hours and I still remember that in the last hour I wanted run away from the cinema!!!
In this week I am going to go on Palace of sky, for a afternoon of ice skating and a cup of hot chocolate, honestly in this days I was craving for hot chocolate and yesterday I pr…

WHIM SOAPS

Some time ago my friend Steph daid me that she was creating some soaps and honestly from what I've understoos she is very talented with crafting, and yesterday with her letter I received also a lovely handmade soaps this is been a really really good gift!!!
So I user this blog also for do advertising for my talented friends from all over the world, Stephanie did a very good work and if you wan to know more visit her site:  go here and you will have the opportunity to see other kind of soaps for men, for woman or special occasion (Valentine's day, Xmas etc etc)...




Why you must to choose those soaps? because they're completely handmade, you can read every ingredient there is inside and prices are really affordable, so if you are on a budget as me you can find a good beauty products at good price, this is  a really good deal!!!Those aresome of my favourite that I choose for colour and fantasy!!!

CHARITY ORGANIZATION: COMPASSION

I think I already wrote something about it, but I want to write another time about it, I choose it after several years that my mum already adopted a little girl from India (long distance adoption); Then she received a letter with a photo of a girl from Kenya that was looking for a sponsor and she asked if I knew someone interested...

...well I said ok I'll ask but after a couple of hours I said I'll adopt her, basically with monthly amount that is €26 (less of a daily coffee in a cafe), I'll help her and her family, her studies, her healt...with this small amount, plus I am secure because I receive letter from her 3-4 times per year (also if I'd like to try to write one letter per month to her), I receive a magazines with all projects the organizations achieved or is achieving... plus being a christian organizasion I am really really secure about everything...

...When I talked about it with some friends of mine they said me that weren't sure where money goes, I said …

FREE THINGS IN ITALY part 4

Our travel into ITaly and her Free things to see and do continues, every city, town, village has a particoular thing and special spots to don't miss...


Dicovering and learning about Music into the Dico's Museum in Forlì Cesena, this is nice for music lover and also for kids that would like to learn to play a instrument, here you can find a lot of things. infoBirdwatching: this is absolutely free thing that you can do also in your hometown, but in some places you can find special birds and also the city of Ravenna is nice to visit. infoLearn How to build knites, then play with it on the sea coast, for me every sea's place is special, I love it also during winter months, but in this case is good to go when temperatures are more warm than usual and this is a good opportunity to have "quality time" with your kids; in Cervia infoAlways in CErvia you can also find nice side of history (I must to admit that sometimes I found it really bring but there are very interesting…

THINGS

With temperatures more warm intead last week I walked more, I discovered a trial from centre till my home walking, first time I did this trial I was really tired but now I like a lot because it permits me to watch the landscapes intown, yep also it has great spots and last but not least is gym for free...my wallet thanks a lot!!!
In this week I am going to cook some vegetarian receipes, meet my friends and keep in touch with them for real, I don't want to have relationships only with web chat or phone calls, maybe is weird but talk that you do in the reality are more specials, quality time, plus I am studyng a lot for realtor exam and I am planning a lot of financial things...I've read that is important to think about savings and diversified investments...!!!
I tried Bingo but honestly I don't know if I liked or not, but is been nice becasue I wasn't alone but I was with my friend Dom, today I'll meet my friend Claudia for talk and so I have the occasion to give her …

ALL AROUND A WHITE SHIRT

Sometimes changing something or having a great base you can have different looks for different occasions, sporty or glam never mind, you need to have a white shirt, and honestly everyone of us has at least once inside the wardrobe, so finding inspiration from Asos those are my ideas:

Those jacketscoats are perfect combined with white shirt a pair of jeans and flat boots or high heels shoes, simple and Elegant!!!


Also H&M offers a lot of ideas and both sites have affordable prices, that in this recession era for a girl who loves fashion is good! GReat and fab on a budget:


You can add nice statement necklaces, that give a new style to your outfit, maybe a simple outfit for work became elegant and sparkling changind shoes, bag and add statement jewelery...and I must to say H&M has a great choice!!!

REVENGE WEARS PRADA BOOK REVIEW

I always liked books by Lauren Weisberger but I must to admit that i hoped to  find again the devil Miranda with her impossible requests, but what I really found is been: love, marriage, separation, friendship, baby, and more but I spent days to finsih and I must to confess that I forced myself for big part of the book


in a determianted part when Miranda wants to buy her magazines (yep Andy and amily are great friends and founded a great magazine for bride) seems also normal and funny, but Miranda is alwasy Miranda also if she isn't present as I hoped, friendship that seemed strong on the beginning of it broke in a determinated part and also love presents problems...

The first book: Devil wears Prada in my personal opinion was better, probably becasue more real instead of this, but there is also a special end that I loved. IF a friend would ask "do you reccomend it?" well, I'd do becasue it is a nice book and topics are interesting and reals, but if you ask if I prefer…

MY MONEY WEEKLY CHECK-UP

Also If I went out more often I didn't spent a lot, because me and friend choose cheap ways, cinema on Wed because tickets is half price instead the other days, this is a thing that cinema did since my first year of college butI remember that in 2003 it was a discount only for students, but probably seeing that cash was more full during this day they decided to keep it... Honestly I don't like to buy food or drinks in the cinema because are a lot expensive and I dislike the rumor of foood, I need to listen the  words and I always try to have a bottle of water inside my maxy bag... 

I went to my friend Fran's house because she was doing her 3rd or 4th tattoo, she was tattoing her daughter's name on her right shoulder, a really good work. We talked a lot also cause we're waiting the artist (that arrived really late but he did a good work), then saturday was planned a afternoon on ice with a friend but he needed to work, sometimes if you have a waiter/catering work tha…

HAVE A GREAT WEEK END

I decided that I would like to stay far from internet and pc, durng week ends, yes I will have my blackberry but working in the cafe I'll be really busy and I will more focused on real things...honestly last thursday night I watched the movie DISCONNECT and I must to say that also if technology battled barriers between countries, is true also that most of relationship ended for social networks, honestly I found the movie well done...a sor of window of this tech era and there aren't only good side...
I'm not agains web, also cause it helps me to pay my monthly bills:P but is true that most of us chose to keep all their relationship (friendship or love) only on virtual side losing the joy of real and simple things like a real hg and not only an emotion via web...so this is why during this year I am going to try to have real dates with friends for real connection...












Whishing to everybody to have a great week end!!!!

SHOPPING CONFESSION

I must to confess also if I planned no shopping till march, this morning I bought a birthday gift for my friend Claudia ( a nail polish kit really cute and I spent less than €10) but H&M is a true temptation without discount sales, and with them is impossible to resists so I must to say that a part birthday gift I bought a new white bra for me, but I considered it necessary and good money investment...
YEs I know I wrote that I cannot buy no new clothes till march, but this is been a necessary purchase considering that after my wardrobe cleaning I dicover to have only 2 bras and when I work in the cafe I need to change so it is been necessary and I spent only €7,00 but I'm feeling as failed in part the no clothes shopping project!


My initial project was no shopping nothing kind of items until march, but considering that was a lot of time that I took the time to do wardrobe cleaning I discovered that I still have great clothes that are still trendy:P but on lingerie we have some …

CHEESCAKE WITH NUTS AND RICOTTA CHEESE

I find relaxing cooking and usually baking is best solution, but cause I'm tring to eat more healtier is possible I ate only a small small slice of it.

This is a simple receipe:you need to have2 eggs80 gr sugar100 ml acid milk cream ( I swap for a vanilla's jogurth)200gr nuts2 spoons of lemon juice300gr ricotta cheese30 gr flour30 gr butterDirections:
For the base use nuts, butter, a little bit of sugar (best choiche is brown sugar but yesterday I had only white and I used it)and flour, put in the oven for 10 minutes at 170° In a bowl mix together ricotta cheese, eggs, sugar, milk cream ( I used vanilla's yogurth) aand stir remove the pan from the oven and allow to coolpour the ricotta mixture and bake at 170° for 30/40 minutesTaste it warm or cold, who tried yesterday said that it was DELICIOUS!!!

FREE THINGS IN ITALY PART 3

This is the third part of our travel into fun weird and interesting things to do absolutely for free in Italy at least once in your life, I know whatyou're thinking comparing Italy to other countries it is smaller but honestly it is really really rich about a lot of things: good people, good food, history, art, traditions, legends, great landscapes and more...you can find solution for every kind of holiday you would like to have!!!
We are still in the North of Italy and we're slowly traveling till  centre of Italy ( where is located my wonderful region Umbria) and in the end will go in the South...

Chasing fountains on the Adriatic Coast, but without copy Anita  Ekberg, this is a spot that every nature lover will adore, becasue you have the opportunity to discover and see the most beautiful fountains. info hereHave fun with Buskers on every corner inthe city of Ferrara, this amazing show combined with music and you don't need to book and paya tickets, because usually you mee…

MY MONEY WEEKLY CHECK UP

This past week is been quiet and busy, in this past week end I worked in the cafe I already have all week ends busy with it, but this is good, I booked several appointments to visit some homes, I amseriously looking for my Home.I meet new and old friends, I talked with a lot of people and I did a saving plan for the next months, excluding shopping for new books and new clothes, if Iw ant to do shopping I keeped only magazines (italian and foreign) and some breaskfast in some cafes.I already planned to visit some art shows where entrance is absolutely free, one of my goals for new yearw as try to attend more free events in town and I am using free press tokeep informed about everything.I am still reading the book Revenge of the Devil by Lauren Weisber and I can say that it is really good but honestly I prefer "Devil wears PRada", maybe becasue it was more real respect the last book but it is still good.For this week what I am going to do is study a lot for the exams, searchin…

EXTRA CASH IDEAS

With this recessions most people is looking for extra income and lottery increased their business, because everyone would like to have opportunity to win.

In the web there are a lot offers, for example on Mecca Bingo you can have the opportunity to have a 300% welcome gift and you have great chanche to win great prizes as TVS, mini Ipads, kindles, smartphones and more.Considering that with a deposit of £10 you can play for £40 (you receive £30 as gift) and you can win prizes that worth more than that amount is a really good opportunity.
But more are against this king of competition and offers so prefer find other ways to he extra money/side hustle, for example for me that I am a pet lover I earn a €80 per month doing dog sitting once per week, is not a lot of money but this help to have a daily pockets and don't intack savings.Looking the amount monthly it seems small amount but if you see it on year amount it is about €900 and it's a good amount.
I gave my availability to my cou…

MY IDEAL HOUSE

This is will be the right year to find the ideal house, so I am keeping myself always informed about open house days, house new offers, watching houses that are onthe market from several years and seller didnt understood that is impossible sell "that house at that determined price", but if sellers hasn't a real need try to ask that amount for loooooooooong time...then there are 2 ways new life changes and a real adjustment to price or stop try to sell the house...
However what I'd like is to have a single house not very big with a garden, large rooms ( I visited new costruction but rooms are too small for my habits). Looking in the web I found some houses that are really nice and are similar to what I'm looking for...
What I'm looking for?

large kitchen, honestly I am totally in love for kitchen american style, big big biga studio/library room to use as officeliing room that permits to invite friendsbath with window, honestly I don't like blind bathporch/pat…